Harbor Target Retirement 2015 Fund Institutional Class (HARGX)

Investor Class | Institutional Class | Administrative Class

Portfolio Characteristics (As of Month-Ended 01/31/2012)

 Target Retirement 2015 Fund Value
Number of Underlying Funds15

Actual Allocations (As of Month-Ended 12/31/2011)

As of Month-Ended 12/31/2011
As of Month-Ended 12/31/2011
Harbor Fund% of Market Value
Equity and Strategic Markets
Capital Appreciation Fund3.3%
Mid Cap Growth Fund2.1%
Small Cap Growth Fund1.7%
Large Cap Value Fund5.0%
Mid Cap Value Fund3.2%
Small Cap Value Fund2.6%
International Fund8.1%
International Growth Fund3.5%
Global Value Fund1.8%
Global Growth Fund1.8%
Commodity Real Return Strategy Fund2.6%
Fixed Income
High-Yield Bond Fund11.9%
Bond Fund37.7%
Real Return Fund12.8%
Short-Term Investments
Money Market Fund2.0%

The Harbor Target Retirement Income Fund is designed for investors currently in retirement, and its investments are expected to remain stable over time. The other Harbor Target Retirement Funds are designed for investors who plan to retire close to the year indicated in the Funds' names. These Funds' asset allocations will change over time and become more conservative as time elapses. The principal value of the Funds is not guaranteed at any time, including the target retirement date.

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