Harbor Target Retirement 2020 Fund Institutional Class (HARJX)


Portfolio Characteristics (As of Month Ended 12/31/2016)

 Target Retirement 2020 Fund Value
Number of Underlying Funds15

Actual Allocations (As of Month Ended 12/31/2016)

As of Month Ended 12/31/2016
As of Month Ended 12/31/2016
Harbor Fund% of Market Value
Equity and Commodity
Capital Appreciation Fund4.2%
Mid Cap Growth Fund2.1%
Small Cap Growth Fund1.9%
Large Cap Value Fund4.9%
Mid Cap Value Fund3.2%
Small Cap Value Fund2.3%
International Fund7.3%
International Growth Fund5.1%
Global Growth Fund1.8%
Commodity Real Return Strategy Fund2.6%
Fixed Income
Convertible Securities Fund3.0%
High-Yield Bond Fund16.6%
Bond Fund30.8%
Real Return Fund11.4%
Short-Term Investments
Money Market Fund2.8%

The Harbor Target Retirement Income Fund is designed for investors currently in retirement, and its investments are expected to remain stable over time. The other Harbor Target Retirement Funds are designed for investors who plan to retire close to the year indicated in the Funds' names. These Funds' asset allocations will change over time and become more conservative as time elapses. The principal value of the Funds is not guaranteed at any time, including the target retirement date.