Harbor Target Retirement 2015 Fund Administrative Class (HARHX)


Portfolio Characteristics (As of Month Ended 12/31/2015)

 Target Retirement 2015 Fund Value
Number of Underlying Funds15

Actual Allocations (As of Month Ended 12/31/2015)

As of Month Ended 12/31/2015
As of Month Ended 12/31/2015
Harbor Fund% of Market Value
Capital Appreciation Fund3.5%
Mid Cap Growth Fund1.8%
Small Cap Growth Fund1.6%
Large Cap Value Fund4.2%
Mid Cap Value Fund2.7%
Small Cap Value Fund2.0%
International Fund6.2%
International Growth Fund4.3%
Global Growth Fund1.5%
Fixed Income
Unconstrained Bond Fund6.2%
High-Yield Bond Fund12.4%
Bond Fund32.9%
Real Return Fund11.4%
Short-Term Investments
Money Market Fund7.6%
Commodity Real Return Strategy Fund1.6%

The Harbor Target Retirement Income Fund is designed for investors currently in retirement, and its investments are expected to remain stable over time. The other Harbor Target Retirement Funds are designed for investors who plan to retire close to the year indicated in the Funds' names. These Funds' asset allocations will change over time and become more conservative as time elapses. The principal value of the Funds is not guaranteed at any time, including the target retirement date.