Harbor Target Retirement 2025 Fund Administrative Class (HARNX)

NOT AVAILABLE FOR DIRECT INVESTORS OR INTERMEDIARIES

Portfolio Characteristics (As of Month Ended 01/31/2017)

 Target Retirement 2025 Fund Value
Number of Underlying Funds13

Actual Allocations (As of Month Ended 01/31/2017)

As of Month Ended 01/31/2017
As of Month Ended 01/31/2017
Harbor Fund% of Market Value
Equity and Commodity
Capital Appreciation Fund5.0%
Mid Cap Growth Fund2.7%
Small Cap Growth Fund2.5%
Large Cap Value Fund5.9%
Mid Cap Value Fund3.9%
Small Cap Value Fund3.0%
International Fund5.1%
Diversified International All Cap Fund5.1%
International Growth Fund5.1%
Global Growth Fund2.0%
Fixed Income
High-Yield Bond Fund20.3%
Bond Fund29.8%
Real Return Fund9.6%

The Harbor Target Retirement Income Fund is designed for investors currently in retirement, and its investments are expected to remain stable over time. The other Harbor Target Retirement Funds are designed for investors who plan to retire close to the year indicated in the Funds' names. These Funds' asset allocations will change over time and become more conservative as time elapses. The principal value of the Funds is not guaranteed at any time, including the target retirement date.