Harbor Target Retirement 2040 Fund Investor Class (HABBX)

NOT AVAILABLE FOR DIRECT INVESTORS OR INTERMEDIARIES

Portfolio Characteristics (As of Month Ended 07/31/2016)

 Target Retirement 2040 Fund Value
Number of Underlying Funds13

Actual Allocations (As of Month Ended 07/31/2016)

As of Month Ended 07/31/2016
As of Month Ended 07/31/2016
Harbor Fund% of Market Value
Equity and Commodity
Capital Appreciation Fund8.4%
Mid Cap Growth Fund4.3%
Small Cap Growth Fund3.9%
Large Cap Value Fund9.9%
Mid Cap Value Fund6.4%
Small Cap Value Fund4.7%
International Fund14.7%
International Growth Fund10.4%
Global Growth Fund3.6%
Commodity Real Return Strategy Fund4.3%
Fixed Income
High-Yield Bond Fund11.2%
Bond Fund16.0%
Real Return Fund2.2%

The Harbor Target Retirement Income Fund is designed for investors currently in retirement, and its investments are expected to remain stable over time. The other Harbor Target Retirement Funds are designed for investors who plan to retire close to the year indicated in the Funds' names. These Funds' asset allocations will change over time and become more conservative as time elapses. The principal value of the Funds is not guaranteed at any time, including the target retirement date.