Harbor Target Retirement 2045 Fund Investor Class (HAEEX)

Portfolio Characteristics (As of Month-Ended 04/30/2013)

 Target Retirement 2045 Fund Value
Number of Underlying Funds13

Actual Allocations (As of Month-Ended 04/30/2013)

As of Month-Ended 04/30/2013
As of Month-Ended 04/30/2013
Harbor Fund% of Market Value
Equity and Strategic Markets
Capital Appreciation Fund8.2%
Mid Cap Growth Fund5.3%
Small Cap Growth Fund4.3%
Large Cap Value Fund12.3%
Mid Cap Value Fund8.0%
Small Cap Value Fund6.4%
International Fund20.1%
International Growth Fund8.6%
Global Value Fund4.4%
Global Growth Fund4.4%
Commodity Real Return Strategy Fund3.8%
Fixed Income
High-Yield Bond Fund5.7%
Bond Fund8.5%

The Harbor Target Retirement Income Fund is designed for investors currently in retirement, and its investments are expected to remain stable over time. The other Harbor Target Retirement Funds are designed for investors who plan to retire close to the year indicated in the Funds' names. These Funds' asset allocations will change over time and become more conservative as time elapses. The principal value of the Funds is not guaranteed at any time, including the target retirement date.