Harbor Funds | Frequently Asked Questions - Online Access

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Online Access
Quicken
Importing Tax Data
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Roth IRA
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Cost Basis
Understanding Form 5498
Understanding Form 1042-S
Understanding Form 1099-DIV
Understanding Form 1099-B
Understanding Form 1099-R
Foreign Tax
Miscellaneous
Online Access
What can I do online? Show
Almost everything you can do with a Shareholder Services Representative on the phone, or using paper forms, you can do online with Harbor's Account Management system. Here are some of the more common things our investors do online:

 

Inquiries
  • View Current Account Balance - Available for all account types.
  • View Transaction History - Available for all account types.
  • View Portfolio - Available for all account types.
  • View YTD Summary - Available for accounts with tax information.
  • View Cost Basis Summary - Available for accounts with cost basis information.
  • View Bank instructions on file - Available for all account types.
  • View Address Information - Available for all account types.
  • Access Secure Contact Inbox - Available for all account types.
  • Access Electronic Statements - Available for all account types that consent to e-Delivery.
  • Access Electronic Tax Forms - Available for all account types that consent to e-Delivery.
  • Access Electronic Confirms - Available for all account types that consent to e-Delivery.
Financial Transactions
  • Open new accounts - Available for both new and existing investors.
  • Purchase shares into a new or existing fund via ACH (same day or next day*) - Available for accounts with ACH bank information.
  • Redeem shares from an account via check, ACH or Wire (next day*) - Available for non-retirement accounts with ACH bank information.
  • Perform exchanges between funds within the same account - Available for most account types.
Account Management
  • Change address, phone and/or e-mail address of record - Available for all account types.
  • Add/Update/Delete Systematic Purchases and Withdrawals - Available for accounts with established ACH or Wire bank information on record
  • Update Distribution Options - Available for non-IRA account types.
  • Change a username - Available for all account types.
  • Change a password - Available for all account types.

For more information, and a brief visual guide of how the Account Management system works, click here: How to Manage Your Account Online.

*Please note: All purchases are placed "current day" based on the time of market close. All trades placed prior to 4:00 p.m. Eastern time will receive the current day's price. Trades placed after 4:00 p.m. Eastern time will receive the next day's price, but this is still considered to be a "current day" trade because the "current trade date" is tomorrow's date. It is the transmission of funds, not the trade date, that can be either same day or next day for a purchase. Likewise, all transmissions of redemption proceeds will take place on a "next day" basis, but the trading itself is current day.

How can I access my account online? Show
To access your account, you will need to register your account for online access. You will need:
  • Your Social Security Number or Tax ID
  • The primary Zip Code on file for your accounts

You will be prompted to create a User ID and Password. Your User ID must be at least 6 and no more than 20 characters (letters and numbers only). Your password must also be at least 6 and no more than 20 characters and must contain at least one number and one letter. Neither your User ID nor your password can include punctuation or special characters.

You will also be prompted to make some additional choices and choose a few security questions. These questions and answers enable Harbor to offer greater levels of security, as well as features like password and User ID reset.
What if I forgot my User ID? Show
On the login page, simply click on the "Did you forget your User ID?" link. You will then be asked to verify your identity by providing other information and/or answering your pre-defined security questions. Once your identity is confirmed, you will be logged into your account. At that time, if you want to change your User ID to something more memorable, you can use the My Account Profile tab, and choose Change Your User ID.
What if I forget my password? Show
If you forget your password, you should still enter your User ID on the Login page, and click Continue. On the Enter Password page, simply click the "Forgot your Password?" link. You will be asked to provide other information about your account, to verify your identity. Once your identity has been verified, you will be able to set a new password for your account.
Does electronic delivery automatically replace paper? Show
Yes. If you sign up for e-delivery we will discontinue sending you paper documents in the mail. Keep in mind, all documents are stored in Adobe PDF format in your online account for 3 years. They can be opened, downloaded to your computer, or printed at any time.
Can I receive both electronic delivery and paper statements? Show

Whether or not you sign up for e-delivery, you will always be able to view prospectuses and quarterly reports electronically in the Fund Documents & Forms section of harborfunds.com. You will also always be able to log in to your account and view your account statements, confirmations and tax documents.

However, if you sign up for e-delivery, there will be two changes to your account: First, you will receive e-mail notifications when any new documents or reports are available online. Second, we will stop sending you paper copies, so you can worry less about identity theft and discarding or filing all of that paper. And keep in mind, when you sign up you'll be able to choose which types of documents you want to receive only electronically, and which types you still want to receive on paper -- statements, tax documents, prospectuses, etc.

To sign up for e-delivery and go paperless, Log In to your account, click the My Account Profile tab, and select Add/Change E-delivery Settings.
How can I update my account to receive all quarterly statements and reports via e-mail? Show
Technically, Harbor Funds e-delivery service does not send any documents via e-mail, for security reasons. We do, however, offer all of your documents online in PDF format. In addition, if you sign up for e-delivery, instead of receiving paper copies of those documents via the U.S. Mail, you will receive an e-mail notification when they are available online. You reduce the effort of opening and filing all of those paper documents, in addition to having instant notification of when your documents are available.

To turn on e-delivery notifications, and turn off paper mailings for your account:

  1. Log into your account using your User ID and password.
  2. Click on the My Account Profile tab.
  3. Click on the E-delivery Settings link, shown in a row just below the large main tabs.
  4. Confirm or update your e-mail address.
  5. Select which types of documents you would like to receive electronically.

 
Note: To sign up for e-delivery, you must first register your account for online access.  If you would like help, contact a Shareholder Services Representative. Our representatives are available Monday through Friday, 8:00 a.m. to 6:00 p.m. Eastern time at 800-422-1050.