Annual Fund Operating Expenses
These are expenses that you pay each year as a percentage of the value of your investment.
| Institutional Class | |
|---|---|
| Management Fees | 0.20% |
| Distribution and/or Service (12b-1) Fees | None |
| Other Expenses | 0.13% |
| Total Annual Fund Operating Expenses | 0.33% |
| Fee Waiver And Expense Reimbursement | 0.05% |
| Total Annual Fund Operating Expenses After Fee Waiver and Expense Reimbursement | 0.28% |
This Example is intended to help you compare the cost of investing in the Fund with the cost of investing in other mutual funds. The Example assumes that you invest $10,000 in the Fund for the time periods indicated. The Example also assumes that your investment has a 5% return each year and that the Fund’s operating expenses remain the same. Although your actual costs may be higher or lower, under these assumptions, your costs would be:
| 1 Year | 3 Year | 5 Year | 10 Year | |
|---|---|---|---|---|
| Institutional Class | $29 | $101 | $180 | $413 |
| Account Type | Institutional Class |
|---|---|
| Regular | $1,000 |
| Individual Retirement Account (IRA) | $1,000 |
| Custodial | $1,000 |
An investment in the Harbor Money Market Fund is not guaranteed by the FDIC or any other government agency. Although the Fund seeks to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in the Fund.