Annual Fund Operating Expenses
These are expenses that you pay each year as a percentage of the value of your investment.
| Institutional Class | |
|---|---|
| Management Fees | 0.20% |
| Distribution and/or Service (12b-1) Fees | None |
| Other Expenses | 0.12% |
| Total Annual Fund Operating Expenses | 0.32% |
| Fee Waiver And Expense Reimbursement | 0.04% |
| Total Annual Fund Operating Expenses After Fee Waiver and Expense Reimbursement | 0.28% |
This Example is intended to help you compare the cost of investing in the Fund with the cost of investing in other mutual funds. The Example assumes that you invest $10,000 in the Fund for the time periods indicated. The Example also assumes that your investment has a 5% return each year and that the Fund’s operating expenses remain the same. Although your actual costs may be higher or lower, under these assumptions, your costs would be:
| 1 Year | 3 Year | 5 Year | 10 Year | |
|---|---|---|---|---|
| Institutional Class | $29 | $99 | $176 | $402 |
Investors who wish to purchase, exchange or redeem shares held through a financial intermediary should contact the financial intermediary directly. The minimum initial investment amounts are shown below. The minimums may be reduced or waived in some cases. There are no minimums for subsequent investments.
| Account Type | Institutional Class |
|---|---|
| Regular | $1,000 |
| Individual Retirement Account (IRA) | $1,000 |
| Custodial | $1,000 |
An investment in the Harbor Money Market Fund is not guaranteed by the FDIC or any other government agency. Although the Fund seeks to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in the Fund.