Harbor Money Market Fund Institutional Class (HARXX)

Fees & Expenses

This table describes the fees and expenses that you may pay if you buy and hold shares of the Fund.

Annual Fund Operating Expenses

These are expenses that you pay each year as a percentage of the value of your investment.

 Institutional Class
Management Fees0.20%
Distribution and/or Service (12b-1) Fees None
Other Expenses0.11%
Total Annual Fund Operating Expenses0.31%
Fee Waiver And Expense Reimbursement0.03%
Total Annual Fund Operating Expenses After Fee Waiver and Expense Reimbursement0.28%

Expense Example

This Example is intended to help you compare the cost of investing in the Fund with the cost of investing in other mutual funds. The Example assumes that you invest $10,000 in the Fund for the time periods indicated. The Example also assumes that your investment has a 5% return each year and that the Fund’s operating expenses remain the same. Although your actual costs may be higher or lower, under these assumptions, your costs would be:

 1 Year3 Year5 Year10 Year
Institutional Class$29$97$171$390

Minimums

Investors who wish to purchase, exchange or redeem shares held through a financial intermediary should contact the financial intermediary directly. The minimum initial investment amounts are shown below. The minimums may be reduced or waived in some cases. There are no minimums for subsequent investments.
Account Type Institutional Class
Regular $1,000
Individual Retirement Account (IRA) $1,000
Custodial $1,000

An investment in the Harbor Money Market Fund is not guaranteed by the FDIC or any other government agency. Although the Fund seeks to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in the Fund.


Contractual management fee waiver until February 28, 2015

Contractual expense limitation until February 28, 2015

The Adviser has contractually agreed to reduce the management fee to 0.18% through February 28, 2015. Only the Board of Trustees may modify or terminate this agreement.

The Adviser has contractually agreed to limit the Fund's operating expenses to 0.28% and 0.53% for the Institutional Class and Administrative Class, respectively, through February 28, 2015. Only the Board of Trustees may modify or terminate this agreement.

Represents the average daily dividends for the last seven days, assuming all dividends are reinvested, annualized by 365 days and divided by the net asset value per share at the end of the period. Does not reflect reimbursements or waivers currently in effect.

Average annualized income dividend over the last 7 days. Reflects reimbursements or waivers of fees currently in effect.

Average annualized income dividend over the last seven days. Does not reflect reimbursements or waivers currently in effect.

The Adviser has contractually agreed to reduce the management fee to 0.18% through February 28, 2015. Only the Board of Trustees may modify or terminate this agreement.

Represents the average daily dividends for the last seven days, assuming all dividends are reinvested, annualized by 365 days and divided by the net asset value per share at the end of the period. Reflects reimbursements or waivers of fees currently in effect.

Average annualized income dividend over the last seven days. Reflects reimbursements or waivers of fees currently in effect.