Harbor Small Cap Growth Opportunities Fund Institutional Class (HASOX)

Fees & Expenses

This table describes the fees and expenses that you may pay if you buy and hold shares of the Fund.

Annual Fund Operating Expenses

These are expenses that you pay each year as a percentage of the value of your investment.

 Institutional Class
Management Fees0.75%
Distribution and Service (12b-1) Fees None
Other Expenses0.15%
Total Annual Fund Operating Expenses0.90%

Expense Example

This Example is intended to help you compare the cost of investing in the Fund with the cost of investing in other mutual funds. The Example assumes that you invest $10,000 in the Fund for the time periods indicated. The Example also assumes that your investment has a 5% return each year and that the Fund’s operating expenses remain the same. Although your actual costs may be higher or lower, under these assumptions, your costs would be:

 1 Year3 Year5 Year10 Year
Institutional Class$92$287$498$1,108

Portfolio Turnover

The Fund pays transaction costs, such as commissions, when it buys and sells securities (or “turns over” its portfolio). A higher portfolio turnover may indicate higher transaction costs and may result in higher taxes when Fund shares are held in a taxable account. These costs, which are not reflected in annual fund operating expenses or in the Example, affect the Fund’s performance.


Investors who wish to purchase, exchange or redeem shares held through a financial intermediary should contact the financial intermediary directly. The minimum initial investment amounts are shown below. The minimums may be reduced or waived in some cases. There are no minimums for subsequent investments.

Account Type Institutional Class
Regular $50,000
Individual Retirement Account (IRA) $50,000
Custodial $50,000

Restated to reflect current fees.