Harbor Emerging Markets Equity Fund Investor Class (HIEEX)

Fees & Expenses

This table describes the fees and expenses that you may pay if you buy and hold shares of the Fund.

Annual Fund Operating Expenses

These are expenses that you pay each year as a percentage of the value of your investment.

  Investor Class
Management Fees 0.95%
Distribution and/or Service (12b-1) Fees 0.25%
Other Expenses 1.36%
Total Annual Fund Operating Expenses 2.56%
Expense Reimbursement 0.94%
Total Annual Fund Operating Expenses After Expense Reimbursement 1.62%

 

Expense Example

This Example is intended to help you compare the cost of investing in the Fund with the cost of investing in other mutual funds. The Example assumes that you invest $10,000 in the Fund for the time periods indicated. The Example also assumes that your investment has a 5% return each year and that the Fund's operating expenses remain the same. Although your actual costs may be higher or lower, under these assumptions, your costs would be:

  1 Year 3 Year
Investor Class $165 $708

 

Portfolio Turnover

The Fund pays transaction costs, such as commissions, when it buys and sells securities (or "turns over" its portfolio). A higher portfolio turnover may indicate higher transaction costs and may result in higher taxes when Fund shares are held in a taxable account. These costs, which are not reflected in annual fund operating expenses or in the Example, affect the Fund's performance.

Minimums

Investors who wish to purchase, exchange or redeem shares held through a financial intermediary should contact the financial intermediary directly. The minimum initial investment amounts are shown below. The minimums may be reduced or waived in some cases. There are no minimums for subsequent investments.
Account Type Investor Class
Regular $2,500
Individual Retirement Account (IRA) $1,000
Custodial $1,000

Contractual expense limitation until February 28, 2015.

Other Expenses are based on estimated amounts for the current fiscal year.

The Adviser has contractually agreed to limit the Fund's operating expenses to 1.25%, 1.50% and 1.62% for the Institutional Class, Administrative Class and Investor Class, respectively, through February 28, 2015. Only the Board of Trustees may modify or terminate this agreement.