Harbor Funds at a Glance Administrative Class

Investor Class | Institutional Class | Administrative Class

As of 02/07/2012

Domestic EquityPriceChangeYTD Return

Capital Appreciation Fund Administrative Class

Inception: 11/01/2002 (HRCAX)		 $40.51 $0.10   10.41%

Mid Cap Growth Fund Administrative Class

Inception: 11/01/2002 (HRMGX)		 $8.84 $0.00   14.51%

Small Cap Growth Fund Administrative Class

Inception: 11/01/2002 (HRSGX)		 $12.03 $0.00   13.81%

Large Cap Value Fund Administrative Class

Inception: 11/01/2002 (HRLVX)		 $7.97 $0.02   7.27%

Mid Cap Value Fund Administrative Class

Inception: 11/01/2002 (HRMVX)		 $12.37 $0.02   10.45%

Small Cap Value Fund Administrative Class

Inception: 11/01/2002 (HSVRX)		 $21.49 $0.11   7.56%
Strategic MarketsPriceChangeYTD Return

Commodity Real Return Strategy Fund Administrative Class

Inception: 09/02/2008 (HCMRX)		 $7.27 $-0.01   5.67%

Unconstrained Bond Fund Administrative Class

Inception: 04/01/2010 (HRUBX)		 $10.03 $-0.02   0.30%

Flexible Capital Fund Administrative Class

Inception: 03/01/2011 (HRFLX)		 $10.22 $0.02   9.42%
Target RetirementPriceChangeYTD Return

Target Retirement Income Fund Administrative Class

Inception: 01/02/2009 (HARBX)		 $9.56 $-0.01   3.80%

Target Retirement 2010 Fund Administrative Class

Inception: 01/02/2009 (HAIIX)		 $10.76 $-0.01   4.16%

Target Retirement 2015 Fund Administrative Class

Inception: 01/02/2009 (HARHX)		 $10.99 $0.00   5.07%

Target Retirement 2020 Fund Administrative Class

Inception: 01/02/2009 (HARKX)		 $9.96 $0.00   5.62%

Target Retirement 2025 Fund Administrative Class

Inception: 01/02/2009 (HARNX)		 $12.16 $0.00   6.20%

Target Retirement 2030 Fund Administrative Class

Inception: 01/02/2009 (HARQX)		 $9.21 $0.02   7.22%

Target Retirement 2035 Fund Administrative Class

Inception: 01/02/2009 (HARVX)		 $12.58 $0.03   8.08%

Target Retirement 2040 Fund Administrative Class

Inception: 01/02/2009 (HARZX)		 $8.94 $0.03   8.89%

Target Retirement 2045 Fund Administrative Class

Inception: 01/02/2009 (HADDX)		 $12.13 $0.04   9.67%

Target Retirement 2050 Fund Administrative Class

Inception: 01/02/2009 (HAGGX)		 $9.96 $0.03   10.18%
International & GlobalPriceChangeYTD Return

International Fund Administrative Class

Inception: 11/01/2002 (HRINX)		 $58.84 $0.41   12.89%

International Growth Fund Administrative Class

Inception: 11/01/2002 (HRIGX)		 $11.54 $0.05   10.43%

Global Value Fund Administrative Class

Inception: 08/07/2006 (HRGVX)		 $6.48 $0.04   13.09%

Global Growth Fund Administrative Class

Inception: 03/01/2009 (HRGAX)		 $16.66 $-0.02   9.61%
Fixed IncomePriceChangeYTD Return

Convertible Securities Fund Administrative Class

Inception: 05/01/2011 (HRCSX)		 $9.84 $0.03   5.69%

Emerging Markets Debt Fund Administrative Class

Inception: 05/01/2011 (HREDX)		 $9.88 $0.00   6.81%

High-Yield Bond Fund Administrative Class

Inception: 12/01/2002 (HYFRX)		 $10.91 $0.01   2.92%

Bond Fund Administrative Class

Inception: 11/01/2002 (HRBDX)		 $12.46 $-0.03   2.21%

Real Return Fund Administrative Class

Inception: 12/01/2005 (HRRRX)		 $10.92 $-0.03   1.77%

Money Market Fund Administrative Class

Inception: 11/01/2002 (HRMXX)		 $1.00 $0.00   0.00%
As of 02/07/2012

Performance data shown represents past performance, which is no guarantee of future results. Current performance may be higher or lower than the performance data shown. Investment returns and the value of an investment will fluctuate, and an investor's shares, when sold, may be worth more or less than their original cost. You can obtain performance data current to the most recent month-end (available within seven business days after the most recent month-end) by calling 800-422-1050 or visiting www.harborfunds.com.

The Harbor Funds performance shown assumes the reinvestment of dividend and capital gain distributions and is net of management fees and expenses. Returns for periods less than one year are not annualized.

From time to time, certain fees and/or expenses have been voluntarily waived, which has resulted in higher returns. Without these waivers, the returns would have been lower. Voluntary waivers may be applied or discontinued at any time without notice.

An investment in the Harbor Money Market Fund is not guaranteed by the FDIC or any other government agency. Although the Fund seeks to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in the Fund.

The Harbor Target Retirement Income Fund is designed for investors currently in retirement, and its investments are expected to remain stable over time. The other Harbor Target Retirement Funds are designed for investors who plan to retire close to the year indicated in the Funds' names. These Funds' asset allocations will change over time and become more conservative as time elapses. The principal value of the Funds is not guaranteed at any time, including the target retirement date.

For each fund with at least a three-year history, Morningstar calculates a Morningstar Rating™ based on a Morningstar risk-adjusted return measure that accounts for variations in a fund's monthly performance (including the effects of sales charges, loads, and redemption fees), placing more emphasis on downward variations and rewarding consistent performance. The top 10% of funds in each category receive 5 stars, the next 22.5% receive 4 stars, the next 35% receive 3 stars, the next 22.5% receive 2 stars and the bottom 10% receive 1 star. The Overall Morningstar Rating for a fund is derived from a weighted average of the performance figures associated with its three-, five- and ten-year (if applicable) Morningstar Rating metrics.

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