Harbor Real Return Fund Institutional Class (HARRX)

Institutional Class | Administrative Class

Current Price (As of 02/07/2012)

Price (NAV $)Change ($)Change (%)Current 30 Day SEC Yield (%)Effective 30 Day SEC Yield (%)
$10.90 $-0.03   -0.27%   0.61% 0.61%
View a Summary of Recent Harbor Fund Distributions | View the Distribution History for this fund

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Total Returns - Month End (Annualized Total Returns as of the Month-Ended 01/31/2012)

Annualized Total Returns as of the Month-Ended 01/31/2012
Annualized Total Returns as of the Month-Ended 01/31/2012
 3 MoYTD Return1 Yr3 Yr5 Yr10 YrSince
Incp.		Expense Ratio
NetGross
Harbor Real Return Fund3.17%2.43%14.05%11.28%8.51%N/A6.95%0.60% 0.64%
Barclays Capital U.S. TIPS Index3.12%2.30%15.94%10.60%8.42% N/A 7.07%--

Total Returns - Quarter End (Annualized Total Returns as of the Quarter-Ended 12/31/2011)

Annualized Total Returns as of the Quarter-Ended 12/31/2011
Annualized Total Returns as of the Quarter-Ended 12/31/2011
 3 MoYTD Return1 Yr3 Yr5 Yr10 YrSince
Incp.		Expense Ratio
NetGross
Harbor Real Return Fund2.53%11.35%11.35%11.20%7.99%N/A6.63%0.60% 0.64%
Barclays Capital U.S. TIPS Index2.69%13.56%13.56%10.38%7.95% N/A 6.78%--

Year-by-Year Total Returns (As of Year-Ended 12/31)

As of Year-Ended 12/31
As of Year-Ended 12/31
 20072008200920102011
Harbor Real Return Fund11.39%-4.13%15.05%7.35%11.35%
Barclays Capital U.S. TIPS Index11.64%-2.35%11.41%6.31%13.56%

Performance data shown represents past performance, which is no guarantee of future results. Current performance may be higher or lower than the performance data shown. Investment returns and the value of an investment will fluctuate, and an investor's shares, when sold, may be worth more or less than their original cost. You can obtain performance data current to the most recent month-end (available within seven business days after the most recent month-end) by calling 800-422-1050 or visiting www.harborfunds.com.

The Harbor Funds performance shown assumes the reinvestment of dividend and capital gain distributions and is net of management fees and expenses. Returns for periods less than one year are not annualized.

From time to time, certain fees and/or expenses have been voluntarily waived, which has resulted in higher returns. Without these waivers, the returns would have been lower. Voluntary waivers may be applied or discontinued at any time without notice.

The Barclays Capital U.S. TIPS Index is an unmanaged market index comprised of all U.S. Treasury Inflation Protected Securities rated investment grade (Baa3 or better), have at least one year to final maturity, and at least $250 million par amount outstanding.# This unmanaged index does not reflect fees and expenses and is not available for direct investment.

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Overview Strategy Performance Holdings Management Fees & Expenses Documents

Contractual expense limitation until 02/29/2012

The Adviser has contractually agreed to limit the Fund's operating expenses through February 29, 2012.  Only the Board of Trustees may modify or terminate this agreement.

Other Expenses and Total Annual Fund Operating Expenses have been restated to reflect current fees.

Ex-Date. The date on which a Fund's net asset value (NAV) will fall by an amount equal to the dividend and/or capital gain distribution plus or minus any change in the value of the Fund's holdings.

The current 30-day yield represents the average daily dividends for 30 days, annualized by 365 days and divided by the net asset value per share at the end of the period.

The effective 30-day yield represents the average daily dividends for the 30 days, assuming all dividends are reinvested, annualized by 365 days and divided by the net asset value per share at the end of the period.

About Expense Ratios: All mutual funds have expense ratios which represent what shareholders pay for operating expenses and management fees. Expense ratios are expressed as an annualized percentage of a fund's average net assets paid out in expenses. Net expense ratios reflect adjustments due to voluntary or contractual fee waivers or expense reimbursements. Expense ratio information is as of the Fund's current prospectus, as revised and supplemented from time to time.