Harbor Target Retirement 2020 Fund Institutional Class (HARJX)


Portfolio Characteristics (As of Month Ended 10/31/2017)

Target Retirement 2020 Fund Value
Number of Underlying Funds14

Actual Allocations (As of Month Ended 10/31/2017)

As of Month Ended 10/31/2017
As of Month Ended 10/31/2017
Harbor Fund% of Market Value
Capital Appreciation Fund4.3%
Mid Cap Growth Fund2.4%
Small Cap Growth Fund2.1%
Large Cap Value Fund5.0%
Mid Cap Value Fund3.3%
Small Cap Value Fund2.5%
International Fund4.4%
Diversified International All Cap Fund4.4%
International Growth Fund4.4%
Global Leaders Fund1.7%
Fixed Income
High-Yield Bond Fund16.9%
Bond Fund32.7%
Real Return Fund11.7%
Short-Term Investments
Money Market Fund4.2%

The Harbor Target Retirement Income Fund is designed for investors currently in retirement, and its investments are expected to remain stable over time. The other Harbor Target Retirement Funds are designed for investors who plan to retire close to the year indicated in the Funds' names. These Funds' asset allocations will change over time and become more conservative as time elapses. The principal value of the Funds is not guaranteed at any time, including the target retirement date.