Harbor Large Cap Value Fund Institutional Class (HAVLX)

Fees & Expenses

This table describes the fees and expenses that you may pay if you buy and hold shares of the Fund.

Annual Fund Operating Expenses

These are expenses that you pay each year as a percentage of the value of your investment.

 Institutional Class
Management Fees0.60%
Distribution and Service (12b-1) Fees None
Other Expenses0.12%
Total Annual Fund Operating Expenses (Gross)0.72%
Expense Reimbursement (0.04%)
Total Annual Fund Operating Expenses After Expense Reimbursement (Net)0.68%

Expense Example

This Example is intended to help you compare the cost of investing in the Fund with the cost of investing in other mutual funds. The Example assumes that you invest $10,000 in the Fund for the time periods indicated. The Example also assumes that your investment has a 5% return each year and that the Fund's operating expenses remain the same. Although your actual costs may be higher or lower, under these assumptions, your costs would be:

 1 Year3 Year5 Year10 Year
Institutional Class$69$226$397$891

Portfolio Turnover

The Fund pays transaction costs, such as commissions, when it buys and sells securities (or "turns over" its portfolio). A higher portfolio turnover may indicate higher transaction costs and may result in higher taxes when Fund shares are held in a taxable account. These costs, which are not reflected in annual fund operating expenses or in the Example, affect the Fund's performance.


Investors who wish to purchase, exchange or redeem shares held through a financial intermediary should contact the financial intermediary directly. The minimum initial investment amounts are shown below. The minimums may be reduced or waived in some cases. There are no minimums for subsequent investments.
Account Type Institutional Class
Regular $50,000
Individual Retirement Account (IRA) $50,000
Custodial $50,000

The Adviser has contractually agreed to limit the Fund's operating expenses, excluding interest expense (if any), to 0.68%, 0.60%, 0.93%, and 1.05% for the Institutional Class, Retirement Class, Administrative Class, and Investor Class respectively, through February 28, 2019. Only the Fund's Board of Trustees may modify or terminate this agreement.

Subject to an expense limitation agreement (excluding interest expense, if any) through February 28, 2019

Ex-Date. The date on which a Fund's net asset value (NAV) will fall by an amount equal to the dividend and/or capital gain distribution plus or minus any change in the value of the Fund's holdings.