Harbor Real Return Fund Institutional Class (HARRX)

Fees & Expenses Removed

This information has been removed from harborfunds.com.

For detailed Fees and Expenses information, please refer to the prospectus.


Subject to an expense limitation agreement (excluding interest expense, if any) through February 29, 2020

Interest expense for the fiscal year ended October 31, 2017 was 0.33%

The Adviser has contractually agreed to limit the Fund's operating expenses, excluding interest expense (if any), to 0.52%, 0.44% and 0.77% for the Institutional Class, Retirement Class and Administrative Class, respectively, through February 29, 2020. Only the Fund's Board of Trustees may modify or terminate this agreement.

Restated to reflect current fees.

The Adviser has contractually agreed to limit the Fund's operating expenses, excluding interest expense (if any), to 0.52%, 0.44% and 0.77% for the Institutional Class, Retirement Class and Administrative Class, respectively, through February 29, 2020. Only the Fund's Board of Trustees may modify or terminate this agreement.

Restated to reflect current fees.

Represents the average daily dividends for 30 days, assuming all dividends are reinvested, annualized by 365 days and divided by the net asset value per share at the end of the period. Does not reflect reimbursements or fee waivers currently in effect.

Represents the average daily dividends for 30 days, annualized by 365 days and divided by the net asset value per share at the end of the period. Does not reflect reimbursements or fee waivers currently in effect.

Ex-Date. The date on which a Fund's net asset value (NAV) will fall by an amount equal to the dividend and/or capital gain distribution plus or minus any change in the value of the Fund's holdings.

Represents the average daily dividends for 30 days, annualized by 365 days and divided by the net asset value per share at the end of the period. Reflects reimbursements or fee waivers currently in effect.

Represents the average daily dividends for 30 days, assuming all dividends are reinvested, annualized by 365 days and divided by the net asset value per share at the end of the period. Reflects reimbursements or fee waivers currently in effect.